0% intro APR on balance transfers for a full 12 months, then the Regular APR. 0% intro APR on purchases for a full 6 months, then the Regular APR. Get $75 Cashback Bonus when you make $500 in purchases within 3 months. 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more. Up to 1% unlimited Cashback Bonus on all other purchases. No Annual Fee. 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall. Unlimited cash rewards that never expire. Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards or instant eCertificates from over 100 brand-name Partners. Flexible redemption options with no redemption fee. Choose from Partner gift cards, merchandise, Discover gift cards, credit to your Discover card account or an electronic deposit to your bank account.
Credit Card Rates
Introductory APR:
0%
Introductory Period:
6 months
Ongoing APR:
11.99% - 20.99%± (V)
Default APR:
Up to 25.99%21
Minimum Grace Period:
25 days
Minimum Finance Charge:
$0.50
Introductory APR:
0%
Introductory Period:
12 months
Ongoing APR:
11.99% - 20.99%± (V)
Default APR:
Up to 25.99%21
Minimum Grace Period:
n/a
Minimum Finance Charge:
$0.50
Introductory APR:
n/a
Introductory Period:
n/a
Ongoing APR:
23.99%
Default APR:
Up to 28.99%
Minimum Grace Period:
n/a
Minimum Finance Charge:
$0.50
Credit Card Transaction Fees
Minimum:
n/a
Fee Rate:
4%
Maximum:
n/a
Minimum:
$10
Fee Rate:
5%
Maximum:
n/a
Minimum:
n/a
Fee Rate:
2%
Maximum:
n/a
Credit Card Other Fees
Setup Fee:
$0
Annual Fee:
$0
Late Payment Fee:
Up to $35
± The Rate and Term Length are subject to change. Please see Terms and Conditions for actual Rate and Term Length. 21 The default APR for purchases and balance transfers may vary monthly and equals the Prime Rate + an amount between up to 13.74% and up to 22.74%.
0% intro APR on balance transfers for a full 12 months, then the Regular APR.
