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Immediate credit card care service
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Displaying 130 to 140 (of 210 questions) |
Page: 14 of 21 |
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User Name:
daisy louis |
Date:
May 6, 2007, 1:36 am |
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trying to get cerdit card but no one will give me one because my cerdit is very very pool i need help but not aper-pay card |
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Answer:
If you have a bad score and want to improve your credit there are some cards you can apply for. Nowadays many banks, such as Columbus, Dakota, First PREMIER, Millennium and Orchard, offer deals for bad credit. On our site turn to the page devoted to cards for bad credit. Read all the details about each card, compare the present offers and choose one that suits your requirements. Another way to restore your credit is to apply for one of the so-called secured credit cards. With this card you will have to deposit some amount of money to guarantee your ability to pay. On our site you can find several variants of these cards too. After you’ve chosen the card you like just click “apply” and submit an application online. The bank will consider it and send you the card by post.All the best, Manager of Immediate Credit Card Care Service |
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User Name:
Kim S |
Date:
May 7, 2007, 1:22 pm |
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My FICO score is 643 what category does that put in in? Good? Fair? I would lke to consalidate my credit cards with a fixed rate is that possible with an outstanding balance totaling 24k? What is a good company to go with? |
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Answer:
First of all if you want to consolidate your debt we advise you to turn to the so-called balance transfer cards. They allow you to reallocate your debt from a high interest card to a better one. Using such card you can transfer as much as your credit limit on the card you are transferring to allows. Most of them offer 0% intro APR, no annual fee and some bonuses. However such type of cards is only available for people with good or excellent history (credit score of 660-850). According to your score (643) your credit is fair. Thus you can't apply for a balance transfer yet. Still you can look through fair credit cards from Capital One that are available for balance transfer. Compare credit card features and limits and choose the card that corresponds to your score and complies with your needs. Before applying for a credit card, read carefully all the details and learn the amount of your monthly payments. |
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User Name:
Angela Alexander |
Date:
May 10, 2007, 9:20 pm |
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I want a card with low interest rats |
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Answer:
Interest rate is the money that you pay to the lender for using his money. Of course cards with the lowest rates are among the most desirable ones. Today many credit companies offer such type of cards for their customers. Mind, however, that generally they are available for people with either good or excellent history. So, before applying for one of the low APR cards turn to your credit score and make sure that you are eligible for it. On our web-site you can find several low rate credit card offers from American Express, Discover, Chase bank, Capital One, etc. Look through them and read all the information concerning amount of fees, payments, % APR and other terms. Compare the offers and choose the one that suits your requirements. Then you are able to apply for a chosen card online and in some cases even get an instant approval.All the best, Manager of Immediate Credit Card Care Service |
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User Name:
Rebecca |
Date:
May 12, 2007, 2:47 am |
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do both secure credit cards report to yhe creit bureo?How do I know how much money I have to put down? |
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Answer:
Applying for a secured credit card is a fine way to establish or repair your credit history. To get one you must open a security deposit that will guarantee your ability to pay. Many banks now offer such type of cards for their customers. However these cards are one of the most misunderstood financial tools of our time. The first thing you must remember - it does count on your credit report. As with any other card the information will definitely be reported to the credit bureaus and will definitely affect your score. In this regard the secured card is no different form an unsecured one. That's why it is extremely essential to use it carefully and pay all the bills on time. Talking about the money you'll have to deposit, it may amount to just a few hundred dollars to start. If you eventually want your credit limit to increase and you aren't yet ready for an unsecured line of credit, you can usually add money to your deposit amount in future. |
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User Name:
Laura Rupp |
Date:
May 15, 2007, 4:20 pm |
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What is the best balance transfer credit card? I have good credit. |
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Answer:
If you wish to reduce your debt and to save money, balance trasfer cards can be a fine way to do it. Such cards allow you to transfer your balance from a card with higher rate to a better one. Most of them are available only for people with good and excellent credit. So, if your score is good you are actually eligible to apply for any of them. Look at the page on our site devoted to balance transfer cards. There you can find detailed information about several of them from Visa, MasterCard, Discover, American Express and other credit card companies. It's rather difficult to say what will be the best for you because much depends on your particular needs and requirements. Most of the cards offer 0% intro APR for a period from 6 to 12 months and no annual fee. However rewards programms and % APR differ. So, read all the information about each card and choose the one that suits you most. All the best, Manager of Immediate Credit Card Care Service |
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User Name:
s. willford |
Date:
May 15, 2007, 10:00 pm |
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How do I apply for a business credit card. This is a New business |
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Answer:
Internet is a simple and convenient way to apply for a credit card for a new small business. Many business cards provide special rewards and bonuses, such as frequent flyer miles, hotel discounts, etc. They enable you to separate personal and business expenditures, thus having personal and business histories independent from each other. On our site you can find several variants of business credit cards from Chase Bank, Advanta Bank, American Express, Citibank, etc. Read all the details concerning these offers, choose the card that will suit your requirements and just click "apply". Applying for best new business credit cards, you obtain an opportunity to establish credit history of your new-born company. Besides, such offers for business help you to control all business spendings and even create the image of your company (e.g. Advanta business cards with your company's name). Mind that most business cards are available for people with good or excellent score, thus don't forget to turn to your credit report before submitting an application. |
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User Name:
Alonzo |
Date:
May 16, 2007, 8:34 am |
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what is unsecured credit cards? |
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Answer:
An unsecured credit card is a card that does not require any collateral as saving deposit. In this aspect it is opposite to the so-called secured credit card. Secured and unsecured cards generally work the same way. You can use both to pay for goods and services. However, secured credit card requires you to open and maintain a savings account as a guarantee for your ability to pay whereas an unsecured card does not. In fact most of the offers are for unsecured cards. Nowadays people with all types of credit history are eligible for unsecured cards. Which to prefer depends largely on your score. If it is excellent (750-850) or good (660-749) you are welcome to the best cards offers; if it is fair (620-659) - turn to the page devoted to the fair credit deals; even if you have bad or no credit you can apply for one of the unsecured cards from First PREMIER bank. |
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User Name:
Lisa Martinez |
Date:
May 16, 2007, 6:10 pm |
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My credit is improving but still not good enough to get a 0% interest balance transfer. I want transfer my credit cards (3) that equals about 2000.00 to one credit card with lower interest. Do you have any suggestions? |
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Answer:
Balance transfer is a popular tool to consolidate the whole debt on the one card that generally has better terms – lower APR, no extra fees, etc. Thus, balance transfer cards can be a good way to cut down debt, to save money and to improve the credit score. However the best balance transfer cards are obtainable only by people with either good or excellent credit (that is whose credit score is above 620). Still, even if your score is yet not high enough that does not mean you can’t make a transfer of balance. There are cards for people with fair and bad credit that permit to accomplish balance transfers. Pay your attention, for instance, to the Capital One® Standard Platinum or Capital One® Platinum. These are the cards for the people who want to improve their history. They offer no introductory period with 0% APR, nevertheless the balance transfer is possible. Read all the information concerning these cards and if they comply with your requirements apply for one of them online. All the best, Manager of Immediate Credit Card Care Service |
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User Name:
rose m derreberry |
Date:
May 21, 2007, 9:45 pm |
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was i approved |
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Answer:
After you’ve applied for a credit card online, you have to wait for the bank's decision. It can take various periods of time, depending on the type of the card chosen. You can be approved immediately (with instant approval cards), wait for a couple of days, a week or a month. You see, the bank needs some time to check your credit report and decide whether you qualify or not. If you're approved, a bank sends you a statement and a card itself. We can't tell you exactly whether you've been approved or not as it is only the bank that provides such information. You can enter the official site of the bank by clicking the link "Apply" for the card at our site. In case you don't get an answer for a long time, contact the bank and clear out the situation there. All the best, Manager of Immediate Credit Card Care Service |
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User Name:
ANGELA |
Date:
May 24, 2007, 12:03 pm |
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I don't have bad credit but I had problems in the past. I'd like to look for a card with a 702 credit score |
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Answer:
Your credit score is good (702), that's why you are actually eligible for the best credit cards. Your opportunities are in fact limited only by your needs and wishes. However, as far as you had problems in the past we would recommend you to request your score from all three credit bureaus, not only one of them. The fact is that the figures may differ, and the lenders generally look at the lowest score, not at the highest one. So, if your lowest score is below 660, you’d better choose among the cards for fair credit. If it is higher, you can apply for the good credit cards. On our web-site you can find and compare the best cards from the most famous companies - American Express, Discover, Capital One, Chase and Citibank. Most of them offer rather favorable terms for those whose credit is good. So, read all the details concerning each card carefully, compare the deals and choose the card that suits you most. All the best, Manager of Immediate Credit Card Care Service |
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