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Immediate credit card care service
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Displaying 170 to 180 (of 210 questions) |
Page: 18 of 21 |
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User Name:
sam |
Date:
July 26, 2007, 7:03 pm |
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what card should i apply for if my credit score is below 550 |
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Answer:
The score is the key factor of your creditworthiness. If your score is below 550 it is regarded bad. Still there are some cards you can apply for. Nowadays many banks, such as Columbus, Dakota, First PREMIER, Millennium and Orchard, offer deals for bad credit. On our site turn to the page devoted to cards for bad credit. Consider all the information about each card, compare the present offers and choose one that suits your requirements. Another way to restore your credit is to apply for one of the so-called secured credit cards. This card requires you to deposit some sum to ensure your ability to pay. On our site you can find a few variants of these cards too. Finally, you can draw a co-signer, a person, who will take responsibility in case you don't pay off your bills. Nevertheless, it doesn't mean that you're not responsible for your payments: all negative information is reported to the bureau and may stay on your report for quite a long time. After you've chosen the card you like just click "apply", fill the required form and submit an application through our service. All the best, Manager of Immediate Credit Card Care Service |
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User Name:
hugh c hudson |
Date:
July 29, 2007, 2:51 am |
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do you have credit cards for people with fair or bad credit. |
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Answer:
Yes, we do. As a matter of fact many banks today are eager to attract new customers. That's why many of them develop special programs for people with fair or bad history. The first and the most important thing you should do before submitting an application is to request your reports from three bureaus and get to know your current scores. Mind, that the numbers may differ, and the lenders generally look at the lowest score, not at the highest one. If your lowest score amounts to 620-659 it is considered fair. In this case you can choose among the cards for fair credit. On our website you can find several variants of such cards from Capital One and First PREMIER. If the score is low (below 620) you can only apply for bad credit deals. Nowadays many banks, such as Columbus, Dakota, First PREMIER, Millennium and Orchard, offer deals for bad credit. On our site turn to the page devoted to cards for bad credit. Consider all the information about each card, compare the present offers and choose one that suits your requirements. Another way to restore your credit is to apply for one of the so-called secured credit cards. This card requires you to deposit some sum to ensure your ability to pay. On our site you can find a few variants of these cards too. After you've chosen the card you like just click "apply", fill the required form and submit an application through our service. All the best, Manager of Immediate Credit Card Care Service |
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User Name:
MOHAMMED |
Date:
July 29, 2007, 10:11 pm |
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HOW DO I APPLY FOR CREDIT CARD MOST CARD ARE FOR US CITIZEN |
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Answer:
At the moment you can find and compare on our site the best credit offers for the residents of the USA as well as the cards for the UK, Canada and Belgium. We are glad to render a service of online application for official residents of these countries. Unfortunately we don't offer any cards for the residents of other countries yet. If you are not a resident of the USA, the UK, Canada or Belgium regrettably the cards we present are unavailable for you. If you are eager to get one you are welcome to turn to the local bank, choose the deal you like and submit an application there. All the best, Manager of Immediate Credit Card Care Service |
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User Name:
Christopher Lafrinere |
Date:
August 2, 2007, 3:04 pm |
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I applied to a credit card and it did not give me an answer. What do i do because i gave my ssn and i dont want that to get out. |
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Answer:
As it happens it takes various periods of time to get any response from the bank for which card you've applied. In any case the bank needs a certain period to consider your application, to check your report and to make a decision on whether you qualify for this or that card or not. Some bank offer a service of instant approval. Instant approval deals allow to get a bank's decision online in several minutes. However, if you've applied for a card that does not imply an instant approval you must be patient and wait a bit. When your application is considered the statement and the card itself arrive to you by post. It may require a few days, weeks or even more than a month depending on your location and on the work of the post-office. If don't get a response for a long time contact the bank and clear out the situation there. All the best, Manager of Immediate Credit Card Care Service |
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User Name:
annie evans |
Date:
August 3, 2007, 11:24 pm |
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when will i get my card i applied last week |
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Answer:
After you've applied for a credit card online, you have to wait for the bank's decision. It can take various periods of time, depending on the type of the card chosen. You can be approved immediately (with instant approval cards), wait for a couple of days, a week or a month. You see, the bank needs some time to check your credit report and decide whether you qualify or not. If you're approved, a bank sends you a statement and a card itself by post. We can't tell you exactly whether you've been approved or not as it is only the bank that provides such information. You can enter the official site of the bank by clicking the link "Apply" for the card at our site. In case you don't get an answer for a long time, contact the bank and clear out the situation there. All the best, Manager of Immediate Credit Card Care Service |
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User Name:
Kraig |
Date:
August 6, 2007, 2:01 pm |
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I am looking for a card to transfer balances of several cards into...my score is in mid 500s do you have any recommendations? |
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Answer:
Balance transfer is a widespread way to consolidate the whole debt on the one card that generally offers better terms - lower APR, 0% intro APR for balance transfers, no extra fees, etc. The best balance transfer cards however are available only for people with either good or excellent credit (that is whose credit score is above 660). There are also cards for people with fair credit (620-659) that allow balance transfers, for instance, Capital OneŽ Standard Platinum or Capital OneŽ Platinum. These are the cards for the people who want to improve their history. They offer no introductory period with 0% APR, nevertheless the balance transfer is possible. If your score is in the mid 500s regrettably it is considered bad. Unfortunately we present no balance transfer offers for people with bad credit. So, please, try to use your current cards lightly and reasonably and raise your score to become eligible for balance transfers. All the best, Manager of Immediate Credit Card Care Service |
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User Name:
Angie Brodie |
Date:
August 8, 2007, 10:28 am |
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I would like to apply for a gas card for not not so perfect credit...is there one? |
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Answer:
The gasoline card is a fine way of making purchases and earning bonus points to get free gas. According to the credit card rewards program you are able to use the bonus points you earn with the gas card at the related gas stations. Unfortunately these gasoline cards are only available for those whose score is either good or excellent. If your score is less than 660 regrettably you are not eligible for them yet. If your score is 620-659 we recommend you to apply for fair credit cards. If it is still below 620, turn to the deals for bad credit. You may compare the available offers and choose one that suits you most. All the best, Manager of Immediate Credit Card Care Service |
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User Name:
david |
Date:
August 9, 2007, 1:12 am |
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my credit report score is about 658..... what type of card can i be guaranteed i do not want a 250.00 limit i need more for future purchases.... i have a card now and have paying on time...... ps i work and make good money...... please advise.......... i do not want a card that i have to pay high fees.....
my credit score is 658 what type of card can I be guaranteed without being turned down and no high service fees |
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Answer:
The credit score is crucial as it helps the lenders to decide whether you qualify for the chosen card or not. Paying attention to the score is extremely important, because if you apply for the card you are not eligible for you'll be denied and your history will be damaged. Nowadays people with all types of scores can actually apply for a credit card and be approved. You score is 658 that puts you into the "fair" category. You should also keep in mind, that issuers generally look at the lowest score, not at the highest one. That's why we recommend you to request the scores from all three bureaus - Experian, Equifax and Transunion. If your lowest score is 629-659 you can choose among the cards for fair credit. On our website you can find several variants of such cards from Capital One and First PREMIER. Read the details about each card carefully and apply for the one that suits you most. |
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User Name:
Suresh Babu |
Date:
August 10, 2007, 10:48 am |
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I am a salaried person drawing 120,000 rupees annual wages from a corportate institution in Indis.. I need to have a credicard. Please suggest me which bank credit card would be the best in the market. |
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Answer:
At present on our site you are welcome to compare the best credit offers for the residents of the USA as well as the cards for the UK, Canada and Belgium. We are glad to render a service of online application for official residents of these countries. So, if you are a resident of the USA, the UK, Canada and Belgium currently living and working in India, you can look through the given offers and choose the card according to your score and preferences. Unfortunately we don't offer any cards for the residents of other countries yet. If you are a resident of India regrettably the cards we present are unavailable for you. If you are eager to get one you are welcome to turn to the local bank, choose the deal you like and submit an application there. All the best, Manager of Immediate Credit Card Care Service |
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User Name:
Ruben Jimenz |
Date:
August 24, 2007, 1:09 pm |
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I need a credit card, I have bad credit, well just i dont really have much. i got my first card with a credit limit of 200.oo, but I need one for up to 4000.00. Please help i want to apply but not to much, so I dont' hurt my score. Thanks. Please tell me where to go. |
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Answer:
Well, you see, the limit on the card you get mainly depends on your history, your score, your income and of course on the bank's decision. You should understand, that if your credit is bad, the risk for the bank is rather high, that's why you won't get much money. The only way to get more is to improve your history and to raise your score. If you prove to be a good credit payer, you'll be given a higher limit. Keep in mind that the limit is not a constant figure, it may change as your score changes. That's why if you want the higher limit you must use your credit lightly, pay all the bills on time and keep your score as high as possible. In this case you'll be able to apply for the best credit cards with the highest limits. All the best, Manager of Immediate Credit Card Care Service |
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