American Express

True Earnings® Card from Costco and American Express
True Earnings® Card from Costco and American Express        
 

Card Category:

Consumer

Card Type:

Unsecured

Required Credit Rating:

Excellent / Good

Issuing Country:

United States

   
For explanation of each icon click here
     
 
     
   
 

   Earn cash back on gas and a $25 statement credit with your first purchase made with the Card.
   Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco.
   No Annual Fee with your paid Costco Membership.
   The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card.
   No Limit on the Cash Back earned.
 
 

Credit Card Rates

             
 

Introductory APR:

0%

Introductory Period:

6 months

Ongoing APR:

15.24%

Default APR:

27.24%

Minimum Grace Period:

25 days

Minimum Finance
Charge:

see site

     

Introductory APR:

Yes

Introductory Period:

Yes

Ongoing APR:

Yes

Default APR:

27.24%

Minimum Grace Period:

n/a

Minimum Finance
Charge:

see site

     

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

25.24%

Default APR:

27.24%

Minimum Grace Period:

n/a

Minimum Finance
Charge:

see site

 
         

Credit Card Transaction Fees

             
 

Minimum:

$5

Fee Rate:

3%

Maximum:

n/a

     

Minimum:

$5

Fee Rate:

3%

Maximum:

n/a

     

Minimum:

n/a

Fee Rate:

2.7%

Maximum:

n/a

 
         

Credit Card Other Fees

             
 

Setup Fee:

$0

     

Annual Fee:

$0

     

Late Payment Fee:

$19

 
         
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